Fixed Deposit Interest Rate Chart – JAN 2017.

Fixed Deposit is the most secured way to make saving. Fixed Income was one of the active investment avenues in 2016. Read the below comparison as fixed deposit should definitely form some part of your investment portfolio.

 NBFC

Non Banking Finance Fixed Deposit Interest Rate Chart

Company NameRATING12 M24 M36 MSr. CitizenMin AmtUpdate
ICICI Home Finance *MAAA1000014 Feb
DHFL- Ashray Deposit Plus -CARE : AAA7.75%7.80%7.85%0.25%1000015 Oct 2017
Gruh Finance Ltd CRISIL : FAAA7.25%7.50%7.50%0.25%100014 Feb
HDFC - CRISIL : FAAA7.40%7.40%7.40%0.25%2000015 Oct 2017
LIC Housing Finance - CARE : FAAA7.30%7.40%7.45%0.25% (below 50K 0.10%)1000015 Oct 2017
Mahindra Finance - CRISIL : FAAA7.50%7.50%7.55%0.25%1000015 Oct 2017
PNB Housing FInance Ltd - CRISIL : FAAA7.25%7.40%7.40%0.25%-2000015 Oct 2017
Shriram Unnati -CRISIL : FAAA7.75%7.85%8.00%0.25%2500015 Oct 2017
Shriram Citi Union -CRISIL : FAA+7.75%7.85%8.00%0.25%2500015 Oct 2017

* last update 15 Oct 2017

Company

Company NameRATING12 M24 M36 MSr. CitizenMin AmtDetails
J K Tyres & Inds Ltd IND tAA by IRRPL**********0.50%25000
Prism Cement LtdIND tA*********----10000
OMAXE Ltd *BBB- by CRISIL***********50000
-

* last update 15 Oct 2017

 Post Office

Post Office Fixed Deposit Interest Rate Chart

SchemeInterest Payable Rates
Post Office Saving Account4.00% p.a
5 Yr Recurring Deposit7.40% (Qtly Compounded)On maturity account fetches INR
Post Office Time Deposit 5 Yr7.90% Interest Payment Annually but calculate Quarterly
Monthly Income Scheme (MIS)7.80 % p.a. Payable MonthlyMax limit 4.5 lakh
Senior Citizen Saving Scheme8.60%payable from the date of deposit of 31st March/30th Sept/31st December in the first instance & thereafter, interest shall be payable on 31st March, 30th June, 30th Sept and 31st December.
15 Year PPF8.10% per annum (compounded yearly).Minimum INR. 500/- Maximum INR. 1,50,000/- in a financial year. Deposits can be made in lump-sum or in 12 installments.
Kisan Vikas Patra (KVP)7.80%Available in denominations of Rs 1,000, 5000, 10,000 and Rs 50,000. Minimum deposit Rs 1000/- and no maximum limit.
Sukanya Samriddhi AccountsRate of interest 8.6% Per AnnumMinimum INR. 1000/-and Maximum INR. 1,50,000/- in a financial year.

 Govt

Govt Company Fixed Deposit Chart

Company NameRATING12 M24 M36 MSr. CitizenMin AmtUpdate
Kerala Transport (KTDFC) Only Renewal Guanteed by Govt of Kerala7.40% 15 M7.45% - 22 M7.45% - 44 M0.25%1000015 Nov 2017
HUDCO *CRISIL : FAA-----------------0.25%10000
National Housing Bank (NHB)CRISIL : FAAA******60 Month0.60%50000(80C Benefit)

*last update 15 Oct  2017

 

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