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Set up in 1987,Bajaj Finance Ltd(Bajaj Finance formaly Bajaj Auto Finance Ltd) is subsidiary of Bajaj Finserv Ltd,the financial services arm of the Bajaj group.Registered with Reserve Bank Of India(RBI) as a systematically important deposit-taking non-banking finance company,Bajaj Finance initially provided loans for two and three wheelars(manufactured by Bajaj Auto Ltd;Bajaj Auto).Since then,Bajaj Finance has entered another leading segments,and become a significant player in a retail-asset financial industry.
Bajaj Finance’s diversified product suite now comprises nine business lines-Vehicle loans(two-and three-wheelars,manufactured by Bajaj auto)Consumer durable loans,personal loans(cross-sales and for salaried),morgage loans(home loans and loans against property;LAP),small business loans,constuction equipment loans,loans against securities(LAS),infrastructure loans and loans to Bajaj Auto vendors.Bajaj Finance is the largest financier of two-wheelars and consumer durables in india
FAAA by CRISIL,MAAA by ICRA.
Period in Months Monthly Quartely Half Yearly Yearly cumulative yield 12 8.90% 8.95% 9.05% 9.25% 9.25% 15 9.30% 9.40% 9.40% 9.75% 9.87% 24 9.05% 9.05% 9.15% 9.40% 9.84% 36 9.20% 9.30% 9.30% 9.65% 10.61% 48 8.90% 8.95% 9.05% 9.25% 10.61% 60 8.90% 8.95% 9.05% 9.25% 11.13%
#minimum deposit size(depending on the location)
#0.25% additional interest for senior citizens
31st march,2014 31st march,2013 Total Income from Operations 4,031.42 3,092.01 Profit After Tax 719.01 591.31
::Who can Invest::
- Resident Individuals
Crossed A/C Payee Cheques or DD should be payable to “Bajaj Finance Ltd.Fixed Deposit Account Number 00070350006738”.