Personal Finance

Interest Rate History for Post Office- from 1981

Postal deposits come in the form of various savings plans that offer tax benefits in addition to high interest rates. Investor want to know historical PO Interest Rate.

Post Office Interest Rate Table 2026

Interest Rate Chart

Scheme Jan - Mar Apr - Jun Jul - Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 6.70% 6.70% 6.70% 6.70%
Monthly Income Scheme MIS 7.40% 7.40% 7.40% 7.40%
Sukanya Samriddhi Account Scheme SSA 8.20% 8.20% 8.20% 8.20%
Senior Citizen Saving Scheme SCSS 8.20% 8.20% 8.20% 8.20%
National Saving Scheme NSC 7.70% 7.70% 7.70% 7.70%
Kisan Vikas Patra KVP 7.50% 7.50% 7.50% 7.50%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 6.90% 6.90% 6.90% 6.90%
2 Year Time Deposit 7.00% 7.00% 7.00% 7.00%
3 Year Time Deposit 7.10% 7.10% 7.10% 7.10%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate Chart 2026

Post Office Interest Rate Table 2025

Interest Rate Chart

Scheme Jan - Mar Apr - Jun Jul - Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 6.70% 6.70% 6.70% 6.70%
Monthly Income Scheme MIS 7.40% 7.40% 7.40% 7.40%
Sukanya Samriddhi Account Scheme SSA 8.20% 8.20% 8.20% 8.20%
Senior Citizen Saving Scheme SCSS 8.20% 8.20% 8.20% 8.20%
National Saving Scheme NSC 7.70% 7.70% 7.70% 7.70%
Kisan Vikas Patra KVP 7.50% 7.50% 7.50% 7.50%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 6.90% 6.90% 6.90% 6.90%
2 Year Time Deposit 7.00% 7.00% 7.00% 7.00%
3 Year Time Deposit 7.10% 7.10% 7.10% 7.10%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate Chart 2025

Post Office Interest Rate Table 2024

Interest Rate Chart

Scheme Jan - Mar Apr - Jun Jul - Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 6.70% 6.70% 6.70% 6.70%
Monthly Income Scheme MIS 7.40% 7.40% 7.40% 7.40%
Sukanya Samriddhi Account Scheme SSA 8.20% 8.20% 8.20% 8.20%
Senior Citizen Saving Scheme SCSS 8.20% 8.20% 8.20% 8.20%
National Saving Scheme NSC 7.70% 7.70% 7.70% 7.70%
Kisan Vikas Patra KVP 7.50% 7.50% 7.50% 7.50%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 6.90% 6.90% 6.90% 6.90%
2 Year Time Deposit 7.00% 7.00% 7.00% 7.00%
3 Year Time Deposit 7.10% 7.10% 7.10% 7.10%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate Chart 2024

Post Office Interest Rate Table 2023

Interest Rate Chart

Scheme Jan - Mar Apr - Jun Jul - Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 5.80% 6.20% 6.50% 6.70%
Monthly Income Scheme MIS 7.10% 7.40% 7.40% 7.40%
Sukanya Samriddhi Account Scheme SSA 7.60% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 8.00% 8.20% 8.20% 8.20%
National Saving Scheme NSC 7.00% 7.70% 7.70% 7.70%
Kisan Vikas Patra KVP 7.20% 7.50% 7.50% 7.50%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 6.60% 6.80% 6.90% 6.90%
2 Year Time Deposit 6.80% 6.90% 7.00% 7.00%
3 Year Time Deposit 6.90% 7.00% 7.00% 7.00%
5 Year Time Deposit 7.00% 7.50% 7.50% 7.50%

Post Office Interest Rate Chart 2023

Post Office Interest Rate Table Apr. 2023

Scheme Interest Rate Note Compounding Frequency
Saving Bank Account SB 4.00% Annually
5 Year Recurring Deposit RD 6.20% Maturity value for Rs. 100 Dn. 5 Year = 6969.67 After extension with deposit. 6 Year = 8620.98 7 Year= 10370.17 8 Year= 12223.03 9Year= 14185.73 10Year=16264.76 Quarterly
Monthly Income Scheme MIS 7.40% (Monthly int. Rs. 590 on Rs. 1,00,000 deposit) Monthly & Paid
Sukanya Samriddhi Account Scheme SSY 8.00% Annually
Senior Citizen Saving Scheme SCSS 8.20% Quarterly interest paid - 2,050 on Rs. 1,00,000 deposit Quarterly & Paid
National Saving Scheme NSC 7.70% (Maturity Value Rs. 14,030 for Rs.10,000 deposit) Annually
Kisan Vikas Patra KVP 7.50% (will mature in 115 months) Double your Money Annually
Public Provident Fund PPF 7.10% Annually
Time Deposit TD
1 Year Time Deposit 6.80% (Annual Interest R. 697 on Rs. 10000 deposit) Quarterly
2 Year Time Deposit 6.90% (Annual Interest R. 708 on Rs. 10000 deposit) Quarterly
3 Year Time Deposit 7.00% (Annual Interest R. 718 on Rs. 10000 deposit) Quarterly
5 Year Time Deposit 7.50% (Annual Interest R. 718 on Rs. 10000 deposit) Quarterly

Effective - 1 Apr. 2023

The below Table shows the historical trends for post office interest rates at different terms over the last 45 Years.

Post Office Interest Rate Table 2022

Interest Rate Chart

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 5.80% 5.80% 5.80% 5.80%
Monthly Income Scheme MIS 6.60% 6.60% 6.60% 7.10%
Sukanya Samriddhi Account Scheme SSA 7.60% 7.60% 7.60% 7.60%
Senior Citizen Saving Scheme SCSS 7.40% 7.40% 7.40% 8.00%
National Saving Scheme NSC 6.80% 6.80% 6.80% 7.00%
Kisan Vikas Patra KVP 6.90% 6.90% 6.90% 7.20%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 5.50% 5.50% 5.50% 6.60%
2 Year Time Deposit 5.50% 5.50% 5.50% 6.80%
3 Year Time Deposit 5.50% 5.50% 5.50% 6.90%
5 Year Time Deposit 6.70% 6.70% 6.70% 7.00%

Post Office Interest Rate Chart 2022

Post Office Interest Rate Table 2021

Interest Rate Chart

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 5.80% 5.80% 5.80% 5.80%
Monthly Income Scheme MIS 6.60% 6.60% 6.60% 6.60%
Sukanya Samriddhi Account Scheme SSA 7.60% 7.60% 7.60% 7.60%
Senior Citizen Saving Scheme SCSS 7.40% 7.40% 7.40% 7.40%
National Saving Scheme NSC 6.80% 6.80% 6.80% 6.80%
Kisan Vikas Patra KVP 6.90% 6.90% 6.90% 6.90%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 5.50% 5.50% 5.50% 5.50%
2 Year Time Deposit 5.50% 5.50% 5.50% 5.50%
3 Year Time Deposit 5.50% 5.50% 5.50% 5.50%
5 Year Time Deposit 6.70% 6.70% 6.70% 6.70%

Post Office Interest Rate Chart 2021

Post Office Interest Rate Table 2020

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 5.80% 5.80% 5.80% 5.80%
Monthly Income Scheme MIS 6.60% 6.60% 6.60% 6.60%
Sukanya Samriddhi Account Scheme SSA 7.60% 7.60% 7.60% 7.60%
Senior Citizen Saving Scheme SCSS 7.40% 7.40% 7.40% 7.40%
National Saving Scheme NSC 6.80% 6.80% 6.80% 6.80%
Kisan Vikas Patra KVP 6.90% 6.90% 6.90% 6.90%
Public Provident Fund PPF 7.10% 7.10% 7.10% 7.10%
Time Deposit TD
1 Year Time Deposit 5.50% 5.50% 5.50% 5.50%
2 Year Time Deposit 5.50% 5.50% 5.50% 5.50%
3 Year Time Deposit 5.50% 5.50% 5.50% 5.50%
5 Year Time Deposit 6.70% 6.70% 6.70% 6.70%

Post Office Interest Rate - 2020

Post Office Interest Rate Table 2019

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 7.30% 7.30% 7.20% 7.20%
Monthly Income Scheme MIS 7.70% 7.70% 7.60% 7.60%
Sukanya Samriddhi Account Scheme SSA 8.50% 8.50% 8.40% 8.40%
Senior Citizen Saving Scheme SCSS 8.70% 8.70% 8.60% 8.60%
National Saving Scheme NSC 8.00% 8.00% 7.90% 7.90%
Kisan Vikas Patra KVP 7.70% 7.70% 7.60% 7.60%
Public Provident Fund PPF 8.00% 8.00% 7.90% 7.90%
Time Deposit TD
1 Year Time Deposit 7.00% 7.00% 6.90% 6.90%
2 Year Time Deposit 7.00% 7.00% 6.90% 6.90%
3 Year Time Deposit 7.00% 7.00% 6.90% 6.90%
5 Year Time Deposit 7.80% 7.80% 7.70% 7.70%

Post Office Interest Rate 2019

Post Office Interest Rate Table 2018

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 6.90% 6.90% 6.90% 7.30%
Monthly Income Scheme MIS 7.30% 7.30% 7.30% 7.70%
Sukanya Samriddhi Account Scheme SSA 8.10% 8.10% 8.10% 8.50%
Senior Citizen Saving Scheme SCSS 8.30% 8.30% 8.30% 8.70%
National Saving Scheme NSC 7.60% 7.60% 7.60% 8.00%
Kisan Vikas Patra KVP 7.60% 7.60% 7.60% 8.00%
Public Provident Fund PPF 7.60% 7.60% 7.60% 8.00%
Time Deposit TD
1 Year Time Deposit 6.60% 6.60% 6.60% 6.90%
2 Year Time Deposit 6.70% 6.70% 6.70% 7.00%
3 Year Time Deposit 6.90% 6.90% 6.90% 7.20%
5 Year Time Deposit 7.40% 7.40% 7.40% 7.80%

Post Office Interest Rate 2018

Post Office Interest Rate Table 2017

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 7.30% 7.20% 7.10% 7.10%
Monthly Income Scheme MIS 7.70% 7.60% 7.50% 7.50%
Sukanya Samriddhi Account Scheme SSA 8.50% 8.40% 8.30% 8.30%
Senior Citizen Saving Scheme SCSS 8.50% 8.40% 8.30% 8.30%
National Saving Scheme NSC 8.00% 7.90% 7.80% 7.80%
Kisan Vikas Patra KVP 8.00% 7.90% 7.80% 7.80%
Public Provident Fund PPF 8.00% 7.90% 7.80% 7.80%
Time Deposit TD
1 Year Time Deposit 7.00% 6.90% 6.80% 6.80%
2 Year Time Deposit 7.10% 7.00% 6.90% 6.90%
3 Year Time Deposit 7.30% 7.20% 7.10% 7.10%
5 Year Time Deposit 7.80% 7.70% 7.60% 7.60%

Post Office Interest Rate 2017

Post Office Interest Rate Table 2016

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 8.40% 7.40% 7.40% 7.30%
Monthly Income Scheme MIS 8.40% 7.80% 7.80% 7.70%
Sukanya Samriddhi Account Scheme SSA 9.20% 8.60% 8.60% 8.50%
Senior Citizen Saving Scheme SCSS 9.30% 8.60% 8.60% 8.50%
National Saving Scheme NSC 8.50% 8.10% 8.10% 8.00%
Kisan Vikas Patra KVP 8.50% 8.10% 8.10% 8.00%
Public Provident Fund PPF 8.70% 8.10% 8.10% 8.00%
Time Deposit TD
1 Year Time Deposit 8.40% 7.10% 7.10% 7.00%
2 Year Time Deposit 8.40% 7.20% 7.20% 7.10%
3 Year Time Deposit 8.40% 7.40% 7.40% 7.30%
5 Year Time Deposit 8.50% 7.90% 7.90% 7.80%

Post Office Interest Rate 2016

Post Office Interest Rate Table 2015

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 8.40% 8.40% 8.40% 8.40%
Monthly Income Scheme MIS 8.40% 8.40% 8.40% 8.40%
Sukanya Samriddhi Account Scheme SSA 9.10% 9.20% 9.20% 9.20%
Senior Citizen Saving Scheme SCSS 9.20% 9.30% 9.30% 9.30%
National Saving Scheme NSC 8.50% 8.50% 8.50% 8.50%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.70% 8.70% 8.70% 8.70%
Time Deposit TD
1 Year Time Deposit 8.40% 8.40% 8.40% 8.40%
2 Year Time Deposit 8.40% 8.40% 8.40% 8.40%
3 Year Time Deposit 8.40% 8.40% 8.40% 8.40%
5 Year Time Deposit 8.50% 8.50% 8.50% 8.50%

Post Office Interest Rate 2015

Post Office Interest Rate Table 2014

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 8.30% 8.40% 8.40% 8.40%
Monthly Income Scheme MIS 8.40% 8.40% 8.40% 8.40%
Senior Citizen Saving Scheme SCSS 9.20% 9.20% 9.20% 9.20%
National Saving Scheme NSC 8.50% 8.50% 8.50% 8.50%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.70% 8.70% 8.70% 8.70%
Time Deposit TD
1 Year Time Deposit 8.20% 8.40% 8.40% 8.40%
2 Year Time Deposit 8.20% 8.40% 8.40% 8.40%
3 Year Time Deposit 8.30% 8.40% 8.40% 8.40%
5 Year Time Deposit 8.40% 8.50% 8.50% 8.50%

Post Office Interest Rate 2014

Post Office Interest Rate Table 2013

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 8.40% 8.30% 8.30% 8.30%
Monthly Income Scheme MIS 8.50% 8.40% 8.40% 8.40%
Senior Citizen Saving Scheme SCSS 9.30% 9.20% 9.20% 9.20%
National Saving Scheme NSC 8.60% 8.50% 8.50% 8.50%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.80% 8.70% 8.70% 8.70%
Time Deposit TD
1 Year Time Deposit 8.20% 8.20% 8.20% 8.20%
2 Year Time Deposit 8.40% 8.20% 8.20% 8.20%
3 Year Time Deposit 8.40% 8.30% 8.30% 8.30%
5 Year Time Deposit 8.50% 8.40% 8.40% 8.40%

Post Office Interest Rate 2013

Post Office Interest Rate Table 2012

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.00% 4.00% 4.00% 4.00%
5 Year Recurring Deposit RD 8.00% 8.40% 8.40% 8.40%
Monthly Income Scheme MIS 8.20% 8.50% 8.50% 8.50%
Senior Citizen Saving Scheme SCSS 9.00% 9.30% 9.30% 9.30%
National Saving Scheme NSC 8.60% 8.80% 8.80% 8.80%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.60% 8.80% 8.80% 8.80%
Time Deposit TD
1 Year Time Deposit 7.70% 8.20% 8.20% 8.20%
2 Year Time Deposit 7.80% 8.30% 8.30% 8.30%
3 Year Time Deposit 8.00% 8.40% 8.40% 8.40%
5 Year Time Deposit 8.30% 8.50% 8.50% 8.50%

Post Office Interest Rate 2012

Post Office Interest Rate Table 2011

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 4.00%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.40%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2011

Post Office Interest Rate Table 2010

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 4.00%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2010

Post Office Interest Rate Table 2009

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2009

Post Office Interest Rate Table 2008

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2008

Post Office Interest Rate Table 2007

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2007

Post Office Interest Rate Table 2006

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2006

Post Office Interest Rate Table 2005

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00% 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2005

Post Office Interest Rate Table 2004

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 7.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 8.00% 8.00% 8.00% 8.00%
Senior Citizen Saving Scheme SCSS 9.00% 9.00%
National Saving Scheme NSC 8.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 6.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 6.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 7.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 7.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2004

Post Office Interest Rate Table 2003

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 8.50% 7.50% 7.50% 7.50%
Monthly Income Scheme MIS 9.00% 8.00% 8.00% 8.00%
National Saving Scheme NSC 9.00% 8.00% 8.00% 8.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 9.00% 9.00% 8.00% 8.00%
Time Deposit TD
1 Year Time Deposit 7.25% 6.25% 6.25% 6.25%
2 Year Time Deposit 7.50% 6.50% 6.50% 6.50%
3 Year Time Deposit 8.25% 7.25% 7.25% 7.25%
5 Year Time Deposit 8.50% 7.50% 7.50% 7.50%

Post Office Interest Rate 2003

Post Office Interest Rate Table 2002

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 3.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 9.00% 8.50% 8.50% 8.50%
Monthly Income Scheme MIS 9.50% 9.00% 9.00% 9.00%
National Saving Scheme NSC 9.50% 9.00% 9.00% 9.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 9.50% 9.00% 9.00% 9.00%
Time Deposit TD
1 Year Time Deposit 7.50% 7.25% 7.25% 7.25%
2 Year Time Deposit 8.00% 7.50% 7.50% 7.50%
3 Year Time Deposit 9.00% 8.25% 8.25% 8.25%
5 Year Time Deposit 9.00% 8.50% 8.50% 8.50%

Post Office Interest Rate 2002

Post Office Interest Rate Table 2001

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.50% 3.50% 3.50% 3.50%
5 Year Recurring Deposit RD 10.50% 9.00% 9.00% 9.00%
Monthly Income Scheme MIS 11.00% 9.50% 9.50% 9.50%
National Saving Scheme NSC 11.00% 9.50% 9.50% 9.50%
Kisan Vikas Patra KVP
Public Provident Fund PPF 11.00% 9.50% 9.50% 9.50%
Time Deposit TD
1 Year Time Deposit 8.00% 7.50% 7.50% 7.50%
2 Year Time Deposit 9.00% 8.00% 8.00% 8.00%
3 Year Time Deposit 10.00% 9.00% 9.00% 9.00%
5 Year Time Deposit 10.50% 9.00% 9.00% 9.00%

Post Office Interest Rate 2001

Post office Interest Rate Table 2000

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.50% 4.50% 4.50% 4.50%
5 Year Recurring Deposit RD 11.50% 10.50% 10.50% 10.50%
Monthly Income Scheme MIS 12.00% 11.00% 11.00% 11.00%
National Saving Scheme NSC 11.00% 11.00% 11.00% 11.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 11.00% 11.00% 11.00%
Time Deposit TD
1 Year Time Deposit 8.00% 8.00% 8.00% 8.00%
2 Year Time Deposit 9.00% 9.00% 9.00% 9.00%
3 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
5 Year Time Deposit 10.50% 10.50% 10.50% 10.50%

Post Office Interest Rate 2000

Post Office Interest Rate Table 1999

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 4.50% 4.50% 4.50% 4.50%
5 Year Recurring Deposit RD 11.50% 11.50% 11.50% 11.50%
Monthly Income Scheme MIS 12.00% 12.00% 12.00% 12.00%
National Saving Scheme NSC 11.50% 11.50% 11.50% 11.50%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.00% 9.00% 9.00% 9.00%
2 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
3 Year Time Deposit 11.00% 11.00% 11.00% 11.00%
5 Year Time Deposit 11.50% 11.50% 11.50% 11.50%

Post Office Interest Rate 1999

Post Office Interest Rate Table 1998

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 12.50% 12.50% 12.50% 12.50%
Monthly Income Scheme MIS 13.00% 13.00% 13.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
2 Year Time Deposit 11.00% 11.00% 11.00% 11.00%
3 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
5 Year Time Deposit 12.50% 12.50% 12.50% 12.50%

Post Office Interest Rate 1998

Post Office Interest Rate Table 1997

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 12.50% 12.50% 12.50% 12.50%
Monthly Income Scheme MIS 13.00% 13.00% 13.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF
Time Deposit TD
1 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
2 Year Time Deposit 11.00% 11.00% 11.00% 11.00%
3 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
5 Year Time Deposit 12.50% 12.50% 12.50% 12.50%

Post Office Interest Rate 1997

Post Office Interest Rate Table 1996

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 12.50% 12.50% 12.50% 12.50%
Monthly Income Scheme MIS 13.00% 13.00% 13.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF
Time Deposit TD
1 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
2 Year Time Deposit 11.00% 11.00% 11.00% 11.00%
3 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
5 Year Time Deposit 12.50% 12.50% 12.50% 12.50%

Post Office Interest Rate 1996

Post Office Interest Rate Table 1995

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 12.50% 12.50% 12.50% 12.50%
Monthly Income Scheme MIS 13.00% 13.00% 13.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF
Time Deposit TD
1 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
2 Year Time Deposit 11.00% 11.00% 11.00% 11.00%
3 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
5 Year Time Deposit 12.50% 12.50% 12.50% 12.50%

Post Office Interest Rate 1995

Post Office Interest Rate Table 1994

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 12.50% 12.50% 12.50% 12.50%
Monthly Income Scheme MIS 13.00% 13.00% 13.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
2 Year Time Deposit 11.00% 11.00% 11.00% 11.00%
3 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
5 Year Time Deposit 12.50% 12.50% 12.50% 12.50%

Post Office Interest Rate 1994

Post Office Interest Rate Table 1993

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 13.50% 13.50% 13.50% 12.50%
Monthly Income Scheme MIS 14.00% 14.00% 14.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 12.00% 12.00% 12.00% 10.50%
2 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
3 Year Time Deposit 13.00% 13.00% 13.00% 12.00%
5 Year Time Deposit 13.50% 13.50% 13.50% 13.50%

Post Office Interest Rate 1993

Post Office Interest Rate Table 1992

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 13.50% 13.50% 13.50% 12.50%
Monthly Income Scheme MIS 12.00% 14.00% 14.00% 13.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 12.00% 12.00% 12.00% 10.50%
2 Year Time Deposit 12.00% 12.00% 12.00% 12.00%
3 Year Time Deposit 13.00% 13.00% 13.00% 13.00%
5 Year Time Deposit 13.50% 13.50% 13.50% 13.50%

Post Office Interest Rate 1992

Post Office Interest Rate Table 1991

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.50% 11.50% 11.50% 13.50%
Monthly Income Scheme MIS 12.00% 12.00% 12.00% 12.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.50% 9.50% 9.50% 10.00%
2 Year Time Deposit 10.00% 10.00% 10.00% 11.00%
3 Year Time Deposit 10.50% 11.00% 11.00% 13.00%
5 Year Time Deposit 11.00% 11.50% 11.50% 13.50%

Post Office Interest Rate 1991

Post Office Interest Rate Table 1990

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.00% 11.00% 11.00% 11.00%
Monthly Income Scheme MIS 12.00% 12.00% 12.00% 12.00%
National Saving Scheme NSC 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.50% 9.50% 9.50% 9.50%
2 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.00% 11.00% 11.00% 11.00%

Post Office Interest Rate 1990

Post Office Interest Rate Table 1989

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.00% 11.00% 11.00% 11.00%
Monthly Income Scheme MIS 12.00% 12.00% 12.00% 12.00%
National Saving Scheme NSC 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.50% 9.50% 9.50% 9.50%
2 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.00% 11.00% 11.00% 11.00%

Post Office Interest Rate 1989

Post Office Interest Rate Table 1988

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.00% 11.00% 11.00% 11.00%
Monthly Income Scheme MIS 12.00% 12.00% 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.50% 9.50% 9.50% 9.50%
2 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.00% 11.00% 11.00% 11.00%

Post Office Interest Rate 1988

Post Office Interest Rate Table 1987

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.30% 11.00% 11.00% 11.00%
Monthly Income Scheme MIS 12.00% 12.00%
Kisan Vikas Patra KVP
Public Provident Fund PPF 12.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.50% 9.50% 9.50% 9.50%
2 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.50% 11.00% 11.00% 11.00%

Post Office Interest Rate 1987

Post Office Interest Rate Table 1986

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.30% 11.30% 11.30% 11.30%
Kisan Vikas Patra KVP
Public Provident Fund PPF 10.00% 12.00% 12.00% 12.00%
Time Deposit TD
1 Year Time Deposit 9.50% 9.50% 9.50% 9.50%
2 Year Time Deposit 10.00% 10.00% 10.00% 10.00%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.50% 11.50% 11.50% 11.50%

Post Office Interest Rate 1986

Post Office Interest Rate Table 1985

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.30% 11.30% 11.30% 11.30%
Kisan Vikas Patra KVP
Public Provident Fund PPF 9.50% 10.00% 10.00% 10.00%
Time Deposit TD
1 Year Time Deposit 9.00% 9.50% 9.50% 9.50%
2 Year Time Deposit 9.75% 10.00% 10.00% 10.00%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.50% 11.50% 11.50% 11.50%

Post Office Interest Rate 1985

Post Office Interest Rate Table 1984

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 11.30% 11.30% 11.30% 11.30%
Kisan Vikas Patra KVP
Public Provident Fund PPF 9.00% 9.50% 9.50% 9.50%
Time Deposit TD
1 Year Time Deposit 9.00% 9.00% 9.00% 9.00%
2 Year Time Deposit 9.75% 9.75% 9.75% 9.75%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 11.50% 11.50% 11.50% 11.50%

Post Office Interest Rate 1984

Post Office Interest Rate Table 1983

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 10.30% 11.30% 11.30% 11.30%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.50% 9.00% 9.00% 9.00%
Time Deposit TD
1 Year Time Deposit 9.00% 9.00% 9.00% 9.00%
2 Year Time Deposit 9.75% 9.75% 9.75% 9.75%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 10.50% 11.50% 11.50% 11.50%

Post Office Interest Rate 1983

Post Office Interest Rate Table 1982

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 9.90% 10.30% 10.30% 10.30%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.50% 8.50% 8.50% 8.50%
Time Deposit TD
1 Year Time Deposit 8.50% 9.00% 9.00% 9.00%
2 Year Time Deposit 9.50% 9.75% 9.75% 9.75%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 10.50% 10.50% 10.50% 10.50%

Post Office Interest Rate 1982

Post Office Interest Rate Table 1981

Scheme Jan - Mar Apr -Jun Jul -Sep Oct - Dec
Saving Bank Account SB 5.50% 5.50% 5.50%
5 Year Recurring Deposit RD 9.90% 9.90% 9.90%
Kisan Vikas Patra KVP
Public Provident Fund PPF 8.00% 8.50% 8.50% 8.50%
Time Deposit TD
1 Year Time Deposit 8.50% 8.50% 8.50% 8.50%
2 Year Time Deposit 9.50% 9.50% 9.50% 9.50%
3 Year Time Deposit 10.50% 10.50% 10.50% 10.50%
5 Year Time Deposit 10.50% 10.50% 10.50% 10.50%

Post Office Interest Rate 1981

Also read: post office small savings rates